HID Risk Management Solution

The HID Risk Management Solution with Threat and Fraud detection protects businesses against cybercriminals and helps validate valuable returning customers and prospects. It is a cloud-based, cost effective risk profiling technology.

Together with the ActivID Appliance, the HID Risk Management Solution provides a complete solution for layered security, risk-based authentication, and dynamic transaction verification, which address PSD2 requirement for transaction protection and Federal Financial Institutions Examination Council guidelines for strong authentication.

The key concepts of the HID Risk Management Solution are:

• Multi-dimensional device identification/profiling – the use of risk profiles to determine if the 'behavior' of the device/user fits known criteria and assess the associated risks of a transaction.
• Risk score and adaptive versatile authentication – the use of risk profiles to adapt the level of authentication required for a given transaction based on the determined risks.

The HID Risk Management Solution protects all types of online transactions including logins and authentications, payments and new account creations with the following complementary fully integrated engines.

• A threat engine that detects cyber threats and tracks Device ID
• An anomaly engine that monitors the details of transaction
• A behavioral engine that creates a behavioral profile (keyboard, mouse, swipe behavior, etc.) of users

HID Risk Management for Mobile provides mobile application developers with iOS and Android-specific libraries that leverage the HID Risk Management Solution for detecting fraud originating from mobile devices in real-time.

For more details, contact your HID Global account representative and refer to the HID Risk Management Solution Integration Guide available from the ActivID Customer Portal.